@font-face{font-family:DM Sans;src:url('/fonts/dm-sans-latin.woff2') format('woff2');font-style:normal;font-weight:100 1000;font-display:swap}
:root{--ink:#17213a;--purple:#642680;--purple-dark:#45175b;--lavender:#eee8f7;--mint:#e7f3ed;--peach:#fff0dc;--line:#e2e3e9;--muted:#565d6d;--paper:#fff;--bg:#efeff2}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:24px}
body{margin:0;background:var(--bg);color:var(--ink);font-family:'DM Sans',sans-serif;font-size:18px;line-height:1.6;overflow-x:hidden}
a{color:inherit;text-underline-offset:4px}
a:focus-visible{outline:3px solid #a541cc;outline-offset:5px}
p{margin:0 0 18px}
h1,h2,h3{margin:0;line-height:1.04;font-weight:900;letter-spacing:-.045em}
h1{font-size:clamp(43px,5.2vw,72px)}
h1 span,h2 span{color:var(--purple)}
h2{font-size:clamp(34px,4.4vw,54px)}
h3{font-size:clamp(25px,2.6vw,33px);line-height:1.15;letter-spacing:-.03em}
small{font-size:14px;line-height:1.5}
.page-shell{max-width:1216px;margin:32px auto;background:var(--paper);border:1px solid #dfe0e6;border-radius:16px;overflow:hidden;box-shadow:0 12px 65px #17213a0b}
.skip{position:absolute;left:15px;top:-100px;background:#fff;padding:15px;z-index:20}.skip:focus{top:15px}
header{display:flex;align-items:center;justify-content:space-between;padding:24px 48px;border-bottom:1px solid var(--line);gap:20px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-size:15px;font-weight:900;letter-spacing:.03em;line-height:1.2}.brand img{object-fit:contain}.brand small{display:block;font-size:10px;letter-spacing:.3em;margin-top:5px}
.button{display:inline-flex;align-items:center;justify-content:center;padding:17px 23px;border-radius:8px;background:var(--purple);color:white;text-decoration:none;font-size:16px;font-weight:900;line-height:1.3;box-shadow:0 4px 0 var(--purple-dark);transition:transform .15s,background .15s}.button:hover{background:#512068;transform:translateY(-1px)}.compact{padding:12px 18px;font-size:14px}
.hero{display:grid;grid-template-columns:1.16fr 1fr;gap:42px;padding:64px 48px 58px;align-items:center}
.eyebrow{font-size:12px;letter-spacing:.11em;font-weight:900;color:var(--purple);margin-bottom:20px}
.lead{font-size:23px;font-weight:700;line-height:1.42;margin:25px 0 16px}
.hero-copy>p:not(.eyebrow):not(.lead):not(.micro){max-width:540px;color:var(--muted)}
.actions{display:flex;align-items:center;gap:20px;flex-wrap:wrap;margin:30px 0 23px}.plain-link{font-size:14px;font-weight:900}.micro{font-size:11px;letter-spacing:.07em;font-weight:900;color:var(--muted)}
.stack-stage{min-height:470px;position:relative;background:#f4f0fa;border-radius:16px;overflow:hidden;border:1px solid #e6dff0}
.book-stack{position:absolute;width:260px;height:335px;border-radius:4px 12px 12px 4px;color:white;padding:28px 25px;box-shadow:9px 13px 23px #18213b33;border-left:10px solid #11172d;display:flex;flex-direction:column}.book-stack span{font-size:10px;letter-spacing:.12em;font-weight:900}.book-stack b{font-size:31px;letter-spacing:-.04em;line-height:1.03;margin-top:65px}.book-stack small{margin-top:auto;color:#e8e5ee;font-weight:700}.book-one{background:#642680;left:38px;top:54px;transform:rotate(-9deg)}.book-two{background:#356c56;left:112px;top:61px;transform:rotate(1deg)}.book-three{background:#9b5a20;left:180px;top:74px;transform:rotate(9deg)}.value-stamp{position:absolute;right:15px;bottom:16px;background:#fff;color:var(--ink);padding:12px 18px;font-size:11px;line-height:1.5;letter-spacing:.05em;transform:rotate(-4deg);box-shadow:0 5px 15px #17213a25}.value-stamp b{color:var(--purple);font-size:16px}
.quick-strip{background:var(--ink);color:white;padding:26px 48px;display:grid;grid-template-columns:150px 1fr;column-gap:24px;align-items:start}.quick-strip>b{font-size:12px;color:#d8bde9;letter-spacing:.06em}.quick-strip p{font-size:16px;margin:0;line-height:1.5}.quick-strip>a{grid-column:2;font-size:14px;font-weight:900;margin-top:8px}
.section{padding:58px 48px}.section-heading{max-width:820px}.section-heading.center{text-align:center;margin:0 auto 36px}.step-intro{font-size:20px;max-width:760px;margin-top:22px;line-height:1.5;color:var(--muted)}
.system{background:#fbfbfc}.four-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:34px 0 26px}.four-grid article{padding:25px 21px;border-radius:11px;border:1px solid var(--line);background:#fff}.four-grid article:nth-child(2){background:var(--mint)}.four-grid article:nth-child(3){background:var(--peach)}.four-grid article:nth-child(4){background:var(--lavender)}.four-grid span{font-size:12px;color:var(--purple);font-weight:900}.four-grid h3{font-size:22px;margin:12px 0}.four-grid p{font-size:15px;line-height:1.5;margin:0}.side-note{font-size:15px;line-height:1.6;color:var(--muted);margin:20px 0 0;padding-left:17px;border-left:4px solid #b2a1c2}.side-note b{font-size:11px;letter-spacing:.07em;color:var(--purple);margin-right:10px}
.starter-section{background:#fff}.starter-heading{display:grid;grid-template-columns:1.15fr .85fr;gap:55px;align-items:end;margin-bottom:34px}.starter-heading>div:last-child{padding:22px;border-radius:10px;background:var(--lavender)}.starter-heading>div:last-child p{font-size:17px;line-height:1.55;margin:0 0 12px}.starter-heading>div:last-child span{font-size:10px;letter-spacing:.08em;font-weight:900;color:var(--purple)}.starter-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.starter-track{border:1px solid var(--line);border-radius:14px;overflow:hidden;background:#fff}.starter-track-head{padding:30px}.trust-track .starter-track-head{background:var(--lavender)}.cash-track .starter-track-head{background:var(--mint)}.starter-track-head>span{font-size:10px;letter-spacing:.1em;font-weight:900;color:var(--purple)}.starter-track-head h3{font-size:31px;margin:14px 0 12px}.starter-track-head p{font-size:16px;line-height:1.55;color:var(--muted);margin:0}.starter-steps{list-style:none;counter-reset:starter;padding:26px 28px 8px;margin:0}.starter-steps li{counter-increment:starter;position:relative;padding:0 0 22px 43px}.starter-steps li:before{content:counter(starter);position:absolute;left:0;top:1px;width:29px;height:29px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:var(--ink);color:#fff;font-size:13px;font-weight:900}.starter-steps b{display:block;font-size:17px;line-height:1.35;margin-bottom:4px}.starter-steps span{display:block;font-size:14px;line-height:1.5;color:var(--muted)}.starter-note{margin:0 28px 28px;padding:18px;border-radius:9px;border-left:5px solid var(--purple);background:#fbfbfc}.cash-track .starter-note{border-left-color:#4c8168}.starter-note b{display:block;font-size:10px;letter-spacing:.08em;color:var(--purple);margin-bottom:6px}.cash-track .starter-note b{color:#356c56}.starter-note p{font-size:14px;line-height:1.5;margin:0}.starter-workpad{display:grid;grid-template-columns:.85fr 1.15fr;gap:35px;margin-top:22px;padding:30px;border-radius:13px;background:var(--ink);color:#fff}.starter-workpad h3{font-size:30px;margin:13px 0 12px}.starter-workpad>div>p:last-child{font-size:15px;color:#dce0e8}.starter-workpad .eyebrow{color:#d8bde9}.starter-workpad ul{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:11px}.starter-workpad li{font-size:14px;line-height:1.45;padding:13px;border-radius:7px;background:#ffffff0d}.starter-workpad li b{color:#d8bde9;margin-right:5px}.starter-finish{display:flex;align-items:center;justify-content:space-between;gap:28px;margin-top:22px;padding:24px 26px;border:1px solid var(--line);border-radius:11px;background:var(--peach)}.starter-finish span{display:block;font-size:10px;letter-spacing:.08em;font-weight:900;color:#9b5a20;margin-bottom:5px}.starter-finish p{font-size:15px;line-height:1.5;margin:0}.starter-finish .button{flex:none}
.product-section{background:#fff}.product-card{display:grid;grid-template-columns:330px 1fr;border:1px solid var(--line);border-radius:14px;overflow:hidden;margin-top:24px;box-shadow:0 10px 35px #17213a0a}.product-cover{min-height:420px;color:white;padding:35px 30px;display:flex;flex-direction:column;border-left:12px solid #11172d}.product-cover span{font-size:11px;letter-spacing:.13em;font-weight:900}.product-cover strong{font-size:39px;line-height:1.02;letter-spacing:-.045em;margin:auto 0}.product-cover small{font-weight:800;letter-spacing:.08em;text-transform:uppercase}.protect-card .product-cover{background:#642680}.access-card .product-cover{background:#356c56}.reposition-card .product-cover{background:#9b5a20}.product-copy{padding:38px}.product-copy>.tag{display:block;color:var(--purple);font-size:11px;letter-spacing:.08em;font-weight:900;margin-bottom:13px}.product-copy>h3{margin-bottom:15px}.product-copy>p{color:var(--muted);max-width:680px}.check-list{padding:0;margin:23px 0;list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:10px 22px}.check-list li{position:relative;padding-left:25px;font-size:16px;line-height:1.45}.check-list li:before{content:'✓';position:absolute;left:0;color:var(--purple);font-weight:900}.important{border-radius:9px;border-left:5px solid #5e8b70;background:var(--mint);padding:18px 21px;margin:22px 0}.important .tag{display:block;color:#356c56;font-size:10px;letter-spacing:.08em;font-weight:900}.important p{font-size:15px;line-height:1.55;margin:8px 0 0}.product-bottom{border-top:1px solid var(--line);padding-top:25px;display:flex;justify-content:space-between;align-items:center;gap:20px}.product-bottom>div{display:flex;flex-direction:column}.product-bottom>div>b{font-size:37px;line-height:1}.product-bottom>div small{color:var(--muted);margin-top:6px}
.bundle{display:grid;grid-template-columns:1.05fr .95fr;gap:38px;align-items:center;background:var(--ink);color:white}.bundle .eyebrow{color:#d9bceb}.bundle h2 span{color:#dfc8ee}.bundle-copy>p:not(.eyebrow){max-width:570px;color:#dce0e8}.bundle-value{display:flex;align-items:flex-end;gap:15px;flex-wrap:wrap;margin:28px 0}.bundle-value span{font-size:14px;color:#cfd4df}.bundle-value strong{font-size:58px;line-height:.9}.bundle-value>b{background:#e7f3ed;color:#264a37;padding:6px 10px;border-radius:5px;font-size:13px}.light-button{background:#e9d9f5;color:#321148;box-shadow:0 4px 0 #b894d0}.light-button:hover{background:#fff}.bundle-copy>small{display:block;color:#cfd4df;margin-top:15px}.bundle-list{background:#fff;color:var(--ink);border-radius:12px;padding:28px}.bundle-list>div{display:flex;gap:14px;align-items:flex-start;border-bottom:1px solid var(--line);padding:17px 0}.bundle-list>div:first-child{padding-top:0}.bundle-list>div:last-child{border:0;padding-bottom:0}.bundle-list span{width:29px;height:29px;display:flex;align-items:center;justify-content:center;background:var(--mint);border-radius:50%;font-weight:900;color:#356c56;flex:none}.bundle-list p{margin:0;font-size:16px}.bundle-list .bonus{background:var(--peach);margin-top:17px;padding:18px;border-radius:8px}.bundle-list .bonus span{background:#fff0dc;color:#9b5a20}
.tool-section{display:flex;justify-content:space-between;align-items:center;gap:35px;background:var(--mint)}.tool-section h2{font-size:clamp(31px,3.8vw,46px)}.tool-section p:last-child{color:var(--muted);margin:18px 0 0}.tool-section .button{flex:none}
.faq{max-width:930px;margin:auto}.faq h2{margin-bottom:27px}.faq details{border-top:1px solid var(--line);padding:19px 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:900;font-size:18px}.faq details p{color:var(--muted);font-size:16px;margin:13px 0 2px;max-width:800px}
.final-chapter{background:#17213a;color:#fff}.final-chapter .eyebrow,.final-chapter .tag{color:#d8bde9}.final-chapter h2{max-width:940px;margin-bottom:28px}.final-chapter h2 span{color:#dac0ef}.final-chapter>p:not(.eyebrow){max-width:760px;font-size:19px;line-height:1.6}.final-chapter .plain-link{color:#fff}.cliffhanger{margin-top:34px;padding-top:25px;border-top:1px solid #ffffff30}.cliffhanger p{font-size:21px;line-height:1.5;margin:10px 0 0}.cliffhanger b{color:#e7d7f3}
.tag{font-size:11px;letter-spacing:.09em;font-weight:900}.small-note{font-size:13px;line-height:1.6;color:var(--muted)}
footer{padding:34px 48px;border-top:1px solid var(--line)}footer>strong{font-size:13px;letter-spacing:.07em}footer>p{font-size:15px;margin-top:8px}footer .small-note{max-width:950px}.footer-links{display:flex;gap:22px;font-size:13px}
.delivery-shell{min-height:100vh;padding:38px 20px 70px}.delivery-brand{max-width:760px;margin:0 auto 25px}.delivery-card{max-width:760px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:16px;padding:50px;box-shadow:0 14px 55px #17213a12}.success-mark{display:flex;width:56px;height:56px;align-items:center;justify-content:center;border-radius:50%;background:var(--mint);color:#356c56;font-size:28px;font-weight:900;margin-bottom:25px}.delivery-card h1{font-size:clamp(39px,6vw,62px)}.delivery-card h2{font-size:25px;letter-spacing:-.025em;margin-top:30px}.delivery-card .lead{font-size:19px;color:var(--muted)}.download-list{display:grid;gap:12px;margin:29px 0}.download-list .button{width:100%}.first-step{background:var(--peach);border-radius:10px;padding:22px;margin:27px 0}.first-step .tag{color:#9b5a20}.first-step p{font-size:16px;margin:8px 0 0}
.support-section{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:start;border-top:1px solid var(--line);background:#fff}.support-section h2 span{color:var(--purple)}.support-copy>p{font-size:18px;color:var(--muted)}.journey-badge{display:inline-flex;align-items:center;justify-content:center;padding:16px 20px;border-radius:999px;background:var(--lavender);color:var(--purple);font-size:13px;font-weight:900;letter-spacing:.05em;text-align:center}.buyer-next-step{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:30px 0;margin:32px 0}.buyer-next-step h2{margin:12px 0 14px}.buyer-next-step>p{color:var(--muted)}.buyer-actions{display:grid;gap:12px;margin:24px 0}.buyer-actions .button{width:100%}.secondary-button{background:var(--purple)}
@media(max-width:960px){.page-shell{margin:16px}.hero{padding:48px 30px;gap:26px}.section{padding:48px 30px}header,footer{padding:22px 30px}.stack-stage{min-height:420px}.book-stack{width:220px;height:300px}.book-one{left:24px}.book-two{left:82px}.book-three{left:140px}.book-stack b{font-size:27px}.four-grid{grid-template-columns:1fr 1fr}.starter-heading,.starter-grid,.starter-workpad{grid-template-columns:1fr}.starter-heading{gap:20px}.product-card{grid-template-columns:270px 1fr}.product-cover strong{font-size:31px}.bundle{grid-template-columns:1fr}.tool-section{align-items:flex-start;flex-direction:column}.support-section{grid-template-columns:1fr;gap:18px}}
@media(max-width:680px){body{font-size:17px}.page-shell{width:calc(100% - 16px);margin:8px;border-radius:10px}header{padding:17px 19px}.brand{font-size:11px;gap:8px;min-width:0}.brand img{width:34px;height:34px;flex:none}.brand small{font-size:8px}.compact{font-size:11px;padding:10px 11px;flex:none}.hero{grid-template-columns:minmax(0,1fr);padding:34px 21px;gap:28px}.hero>*{min-width:0}h1{font-size:39px;overflow-wrap:break-word}.lead{font-size:20px}.stack-stage{min-height:355px}.book-stack{width:176px;height:240px;padding:18px 15px;border-left-width:7px}.book-one{left:15px;top:50px}.book-two{left:65px;top:54px}.book-three{left:112px;top:61px}.book-stack b{font-size:21px;margin-top:43px}.book-stack span{font-size:8px}.book-stack small{font-size:10px}.value-stamp{right:7px;bottom:10px}.quick-strip{grid-template-columns:1fr;padding:23px;gap:9px}.quick-strip>a{grid-column:1;margin:0}.section{padding:39px 22px}h2{font-size:34px;overflow-wrap:break-word}.four-grid{grid-template-columns:1fr}.starter-heading>div:last-child{padding:18px}.starter-track-head{padding:24px 21px}.starter-track-head h3{font-size:28px}.starter-steps{padding:24px 20px 5px}.starter-note{margin:0 20px 22px}.starter-workpad{padding:25px 20px;gap:18px}.starter-workpad ul{grid-template-columns:1fr}.starter-finish{align-items:stretch;flex-direction:column;padding:22px}.starter-finish .button{width:100%}.product-card{grid-template-columns:1fr}.product-cover{min-height:330px}.product-cover strong{font-size:37px}.product-copy{padding:27px 22px}.check-list{grid-template-columns:1fr}.product-bottom{align-items:stretch;flex-direction:column}.product-bottom .button{width:100%}.bundle-value strong{font-size:51px}.bundle-list{padding:21px}.tool-section .button{width:100%}.final-chapter>p:not(.eyebrow){font-size:17px}.cliffhanger p{font-size:19px}footer{padding:27px 22px}.delivery-shell{padding:24px 10px 50px}.delivery-brand{padding:0 10px}.delivery-card{padding:32px 22px}.delivery-card h1{font-size:40px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* Four-guide collection and estate planning education. */
.stack-stage{display:grid;grid-template-columns:1fr 1fr;gap:14px;min-height:480px;padding:25px 22px 68px;align-content:center}
.stack-stage .book-stack{position:relative;inset:auto;transform:none;width:auto;height:185px;padding:19px 15px;border-left-width:7px;box-shadow:5px 7px 13px #18213b22}
.stack-stage .book-stack b{font-size:25px;margin:23px 0 10px}
.stack-stage .book-stack span{font-size:9px}.stack-stage .book-stack small{font-size:11px}
.book-four,.estate-card .product-cover{background:#315b82}
.iul-card .product-cover{background:#96701d}
.estate-section{background:#f5f8fc;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.estate-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:30px 0}
.estate-grid article{padding:27px;border:1px solid #d9e1eb;border-radius:12px;background:white}
.estate-grid .tag,.estate-next .tag{color:#315b82}.estate-grid h3{font-size:26px;margin:13px 0}
.estate-grid p{font-size:16px;color:var(--muted);margin:0}
.estate-next{display:flex;align-items:center;gap:30px;padding:28px;background:#e8eff8;border-radius:12px}
.estate-next h3{font-size:26px;margin:12px 0}.estate-next p{font-size:16px;margin:0}.estate-next .button{flex:none;max-width:285px}
.estate-section>.small-note{margin-bottom:0}
@media(min-width:681px) and (max-width:960px){.stack-stage{padding:18px 14px 62px;gap:10px}.stack-stage .book-stack{padding:17px 10px}.stack-stage .book-stack b{font-size:21px}.stack-stage .book-stack small{font-size:10px}}
@media(max-width:680px){.stack-stage{min-height:0;padding:18px 14px 64px;gap:11px}.stack-stage .book-stack{height:180px;padding:18px 11px}.stack-stage .book-stack b{font-size:22px}.stack-stage .book-stack span{font-size:8px}.estate-grid{grid-template-columns:1fr}.estate-grid article{padding:22px}.estate-next{flex-direction:column;align-items:stretch;padding:22px}.estate-next .button{max-width:none}}

/* Free starter download + IUL hero line. */
.micro-iul a{color:var(--purple)}

/* IUL hero banner + bonus section (2026-10-16). */
.iul-hero-banner{display:flex;align-items:center;gap:14px;max-width:600px;margin:16px 0 0;padding:14px 18px;border-radius:12px;background:#fff8ec;border:1px solid #e8d5a8;text-decoration:none;box-shadow:0 6px 18px #96701d22}
.iul-hero-banner:hover{border-color:#96701d}
.iul-hero-badge{flex:none;font-size:10px;font-weight:900;letter-spacing:.08em;color:#fff;background:#96701d;padding:9px 13px;border-radius:999px;white-space:nowrap}
.iul-hero-text{font-size:14px;line-height:1.5;color:var(--ink)}
.iul-hero-text b{color:var(--purple)}
.bonus-section{background:#fdf9ef;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.iul-bonus{display:grid;grid-template-columns:330px 1fr;border:1px solid #e8d5a8;border-radius:14px;overflow:hidden;background:#fff;box-shadow:0 10px 35px #17213a0a}
.iul-bonus-cover{background:#96701d}
.iul-bonus-copy{padding:38px}
.iul-bonus-copy .eyebrow{margin-bottom:14px}
.iul-bonus-copy h2{margin-bottom:18px}
.iul-bonus-copy .product-bottom{margin-top:26px}
@media(max-width:680px){.iul-bonus{grid-template-columns:1fr}.iul-bonus-copy{padding:27px 22px}.iul-hero-banner{align-items:flex-start}.iul-hero-badge{white-space:normal}}