Retirement Strategies

Financial Planning with a Heart

Retirement savings does not begin at retirement age. However, many Americans today are concerned about not being able to afford retirement and they may outlive their money. Retirement savings and investing ought to start as soon as possible, yet often many keep waiting until they have “enough” money to begin saving, but this may never start at all. Social security and pensions are no longer a viable solution for retirement.
We break it down exactly, how much you will need for retirement and architect the right plan for you how to get there. No matter how young or how old you are, the right time to start saving for retirement is today.

Retirement Strategies

Many people in their prime earning years don’t save enough for retirement. One advantage of being relatively young when you start a retirement savings program is that you can amass a potentially larger nest egg due to your longer planning horizon. The more you accumulate before you retire, the less you may need to worry about working after you retire to maintain your desired lifestyle. Saving and investing in the right retirement accounts, is critical to securing retirement income. Taxation is another big factor, that many people are not aware of or know very little about. Should you have an IRA, a RothIRA or a 401K? and what is the difference? Which one is the right fit for your situation? How do I account for inflation? How much Interest should I earn on my ROI to outpace the increasing cost of living? These are very important questions to ask when planning your retirement strategy, and we are here to make sense of it all because let’s face it … it can get confusing! For these reasons, it is important to spend time now developing a well-organized plan—or “road map”—for retirement. Schedule an appointment with us today and take the first step in planning your future!

The Sooner You Begin, The Better

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